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It’s easy to obtain your insurance quote and buy online.
Emergency medical and all-inclusive plans offer an industry-leading $10 million limit for emergency hospital and treatment costs.
All-inclusive plans also provide coverage for trip cancellation, interruption and delay, lost baggage, missed connections, and more.
Pre-existing conditions are covered if you declare all medical conditions, treatments, and diagnoses from the last three years.
Premiums for Xodus plans are determined by individual risk ratings, so your premium will be based on your health conditions.
Emergency assistance is available 24/7. Dedicated case managers ensure you’re receiving proper emergency medical care.
Claims assistance is available in real-time. When approved by our specialists, we can transfer funds wherever you are in the world.
Single-trip plans offer coverage from one day up to your provincial health plan limit. Multi-trip plans offer coverage for any number of trips each year of 10 or 18 days each. Extensions and top-ups are available on all plans. With our 10-day free look guarantee, you can buy with confidence. And you’ll travel with confidence knowing Xodus is always here for you. Contact options include phone, email, web chat, text, iMessage and WhatsApp. And being a member of the Global Telemedicine Platform, Xodus provides you with access to doctors where you’re travelling.
Single-Trip and Multi-Trip
All-Inclusive
Single-Trip and Multi-Trip
(All funds are in Canadian dollars)
(All funds are in Canadian dollars)
Emergency Medical Plan Maximum
$10,000,000
$10,000,000
Paramedical Services
$700
$70 per visit up to a maximum of $700
$700
$70 per visit up to a maximum of $700
Ambulance Transportation
Reasonable and customary
Reasonable and customary
Dental Emergency
$3,000
$3,000
Incurred Expense Allowance
$2,000
$200 per visit up to a maximum of $2,000
$2,000
$200 per visit up to a maximum of $2,000
Childcare Expenses
Not Covered
$700
$75 per day up to a maximum of $300
Hospital Allowance
$300
$50 per day up to a maximum of $300
$300
$50 per day up to a maximum of $300
Phone Call Expenses
Reasonable and customary
Reasonable and customary
Expenses to Bring You Home
Reasonable and customary
Reasonable and customary
Repatriation of Remains
$5,000
$5,000
Return Excess Baggage
Not Covered
$300
Compassionate Visit
$1,000
$1,000
Expenses to Return Your Travel Companion
Reasonable and customary
Reasonable and customary
Return of Children
Reasonable and customary
Reasonable and customary
Expenses to Return your Vehicle Home
$3,000
$3,000
Qualified Medical Attendant Services
Reasonable and customary
Reasonable and customary
Accidental Death and Dismemberment
Not Covered
Up to $100,000
Maximum Coverage Amount
Not Covered
Single-Trip Plans: up to $3,500
Multi-Trip Plans: up to $3,500 per trip,
to a maximum of $6,000 per policy
Trip Cancellation/ Interruption/ Delay
Not Covered
Covered
Missed Connection
Not Covered
Covered
Lost, Damaged or Delayed Baggage
Not Covered
Covered
Lost Items/ Personal Documents
Not Covered
Covered
While Xodus offers an easy-to-use, self-serve experience, our licensed specialists are here to answer your questions and help select the right coverage for your needs. Call 1-866-424-0825.
Travel insurance protects against unexpected expenses due to travel mishaps, illnesses or accidents outside your home province. From the expense to rebook your flight, creature comforts during delays to massive medical bills, travel insurance is there to keep you financially safe.
Travel insurance protects against unexpected expenses due to travel mishaps, illnesses or accidents outside your home province. From the expense to rebook your flight, creature comforts during delays to massive medical bills, travel insurance is there to keep you financially safe.
Deductibles are the amount you pay before your insurance responds. Larger deductibles provide larger discounts.
A pre-existing medical condition refers to any diagnosis, illness, or medical condition that you have before embarking on a trip. Travel insurance policies usually do not cover these conditions unless they are stable. However, with Xodus’ policies, you do not have to worry about stability periods. This is because Xodus has a personalized process where you declare all of your pre-existing medical conditions.
Stability periods refer to the length of time before a scheduled travel departure during which any pre- existing medical condition should not have been diagnosed, had a change in treatment, or worsened. These periods may range from a few days to six months. However, Xodus’ policies do not demand stability periods due to the personalized approach we take during the application process.
You can buy travel insurance as soon as you confirm your travel plans, but before your trip starts. If you want to extend your coverage while you are at your destination, you must purchase the additional coverage before your current policy expires.
The medical portion of travel insurance policies is tax-deductible. Xodus includes the tax receipt for you to keep for your records.
When you travel with your family, a family coverage policy can keep things simple. These policies cover up to 10 children as well as parents or guardians.
We refer to these as top-ups. Essentially, you can purchase an additional policy that will start after your annual policy expires. This allows for seamless coverage during your longer trips, giving you peace of mind.
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