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It’s easy to obtain your insurance quote and buy online.
Emergency medical is available from up to $500,000, $300,000, or $100,000 depending on the plan selected.
If your trip is disrupted, Visitors to Canada plans include coverage for trip interruption, flight accident and travel accident.
Pre-existing conditions are covered if you declare all medical conditions, treatments, and diagnoses from the last three years.
Premiums for Xodus plans are determined by individual risk ratings, so your premium will be based on your health conditions.
Emergency assistance is available 24/7. Dedicated case managers ensure you’re receiving proper emergency medical care.
Claims assistance is available in real-time. When approved by our specialists, we can transfer funds wherever you are in Canada.
Our plans offer coverage up to 365 days, with added coverage for Super Visa holders. Plans are ideal for visitors to Canada, persons who are in Canada on a work visa or a Parent / Grandparent Super Visa, new immigrants who are awaiting Canadian government health insurance plan coverage, plus Canadians who are not yet eligible for medical benefits under a government health insurance plan. You can apply for coverage before or after you arrive in Canada, but no more than 365 days before the effective date of your insurance coverage.
Visitors to Canada
(All funds are in Canadian dollars)
Emergency Medical Plan Maximum
$500,000, $300,000 or $100,000
Paramedical Services
$700
$70 per visit up to a maximum of $700
Ambulance Transportation
Reasonable and customary
Dental Emergency
$3,000
Incurred Expense Allowance
$2,000
$200 per visit up to a maximum of $2,000
Childcare Expenses
$500
$75 per day up to a maximum of $700
Hospital Allowance
$300
$50 per day up to a maximum of $300
Phone Call Expenses
Reasonable and customary
Expenses to Bring You Home
Reasonable and customary
Repatriation of Remains
$5,000
Return Excess Baggage
$300
Compassionate Visit
$1,000
Expenses to Return Your Travel Companion
Reasonable and customary
Return of Children
Reasonable and customary
Expenses to Return your Vehicle Home
$3,000
Qualified Medical Attendant Services
Reasonable and customary
Accidental Death and Dismemberment
Up to $100,000
Maximum Coverage Amount
$1,500
Trip Cancellation/ Interruption/ Delay
Covered
Missed Connection
Covered
While Xodus offers an easy-to-use, self-serve experience, our licensed specialists are here to answer your questions and help select the right coverage for your needs. Call 1-866-424-0825.
Yes, Canada has a universal healthcare system for residents. Anyone visiting the country will need to pay for their medical expenses out of pocket or, in some cases, prove they have medical coverage in place before being allowed entry.
Yes, our policies are individually rated for each application. We require you to list all medical conditions that you have been diagnosed with or treated for in the last 3 years. It is important to note that regarding our insurance policy if you are taking medication for a condition, you are being treated for that medical condition. Example: Taking high blood pressure medication? Then you are being treated for the medical condition of high blood pressure.
It depends; most hospitals are set up to allow Xodus to pay them for your care directly. However, most clinics in Canada are not set up to receive funds directly and receive their payments directly from GHIP. In these cases, you are often required to pay the clinics directly and get reimbursed through your policy.
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